Culture

Recent figures around the UK’s credit and debit card debt are startling indeed, with the number of transactions rising to its highest annual rate since 2008. This, paired with the fact that household income has barely changed over the last decade, has left financiers scared that the UK is on the verge of another recession. Some politicians will blame the government for the current situation. They will say that years of ‘austerity’ forced the British public to buy things with money they didn’t have. Though it is true to an extent that cuts have pushed many towards credit, it is not the whole picture. Relaxed attitudes towards lending have to

It’s a story we’ve become used to hearing in recent years. How millennials are the sensible generation. They’ve turned their backs on alcohol and going out every single night. They smoke less than other age groups, and have fewer sexual partners. And here’s another string to add to their bow – it turns out that they are also keen to invest in their retirement, even now, when that could be fifty years away. Research released today by Royal London show that auto-enrolment in workplace pensions schemes hasn’t put off those aged 24-35 from saving for retirement. 71% of those questioned said that they decided not to opt out of their

Retiring to a warmer, more exotic, country is something that many of us dream of doing – and sooner, rather than later. One in ten people over the age of fifty are currently considering retiring abroad, with the main reasons being a better lifestyle, a cheaper way of life and of course, better weather than the UK. Who can blame us for wanting to enjoy some sunshine in our old age? Perhaps unsurprisingly, the most popular retirement destination for Brits is still Spain, with other locations closer to home – France, Portugal, Italy and South East Europe – following close behind in the popularity stakes. But growing old abroad can

As a tot growing up in a provincial proletarian Communist household in the 1960s, I’d been led to believe that socialism was colour-blind. But when I moved to That London in the 1970s, I quickly became aware that the non-working-class Left operated what was best described as Paint-Chart Politics – the further from white, the more likely you were to be right. This began in a small way, with reggae bands who believed stuff about women that would have had them condemned as fascist Neanderthals had they been white playing under the Rock Against Racism flag; in recent years, it has seen the Left support similar Islamist stone-agers just because

It’s official: people who talk about the problem of Pakistani men abusing white working-class girls have no place in polite society. Raise so much as a peep of concern about Muslim grooming gangs and you’ll be expelled from the realm of the decent. You’ll be shushed, exiled, encouraged to clean out your polluted mind. That has been the experience of Sarah Champion, Labour MP for Rotherham, who quit as shadow equalities minister this week over her Sun article on the gang of largely Muslim men in Newcastle who last week were found guilty of 100 offences, including rape against women and girls. Published last Thursday, Champion’s article said: ‘Britain has a

Stereotypes die hard. Consider the summer game, for instance. It is axiomatic to complain that cricket is a desperately conservative game, run by fuddy-duddies, inimitably hostile to reform or change or modernity.  If anything the pad is on the other leg; there are times when cricket’s rush to attract new audiences leaves one suspecting that the game’s presiding officers think the sport’s current audience is part of the problem. If you like things the way they are and have been you’re an obstacle to progress. Sometimes, at least in darker moments, you think cricket’s administrators are so caught up in and obsessed with the need to attract new fans they’d

With the Retail Price Index figures released yesterday, commuters are up in arms at the news that rail prices are set to rise by up to 3.6% as of January. It’s not all fares that will be affected; only those that are regulated by the government – and the price increase won’t happen until the government agrees to it being implemented. But around 45% of fares in England, Scotland and Wales are regulated, including certain off-peak and standard return tickets, and most season tickets in the South East and London regions. A 3.6% increase might not sound huge if you only get the train once or twice a month. But

Tomorrow, 12 August, is the ‘Glorious Twelfth’: the official start of the grouse-shooting season. This normally means plenty of tweed and guns heading north, in cars, in planes, and on the railways. This year, however, there’s something of a spanner in the works. Just weeks before the start of the season, ScotRail announced that they would be banning all guns on their trains. This is despite the fact that unloaded, properly licensed firearms are allowed on trains, as long as they are carried ‘in accordance with the law’. The sticking point here, however, is the part that says ‘with prior permission of the train company’. So if ScotRail have decided

For technology manufacturers, healthcare is already big business, and, with an ageing population increasingly comfortable with technologies that would’ve been unthinkable even a decade ago, the opportunities to innovate are only going to increase. The Future Health Index, a global report commissioned by Philips, supports the fact that it is not just the UK’s younger generation that are embracing these technologies. However are these products – from popular or trendy FitBits to state-of-the-art imaging equipment – really going to revolutionise the country’s medical care? And will the NHS require a head to toe change of ethos to accommodate them? Spectator editor Fraser Nelson is joined to discuss all this by

Over the weekend I, like a good dozen others, endured the Twitter rage of Nassim Nicholas Taleb, an old man who rolls around like a drunk trying to prove he’s still the toughest hombre at the bar. He’s the sort of guy who screams at the Cambridge classicist Mary Beard: He’s the sort of guy, who, when I and others objected that bragging about his citations was a ‘crass’ way to behave, cried: He’s the sort of guy who when I replied: https://twitter.com/NickCohen4/status/893098347875246082 Can come back with: He’s that hard. Don’t try to f- with him in ancient or modern languages, or middle English  for that matter. He could have

In Aldous Huxley’s Brave New World, a dystopia rules mankind in a way that renders the masses compliant consumers. The apex of medical mind control in the book is soma: a tranquilliser offering ‘a holiday from reality’. Huxley describes how its users’ ‘eyes shone (and)…the inner light of universal benevolence broke out on every face in happy, friendly smiles’.  Huxley’s vision was intended as a nightmare but PricewaterhouseCoopers appear to have taken it as an inspiration. Their new report, Workforce of the Future, predicts what the labour market could look like in 2030. As you might expect, automation takes the starring role and a survey of 10,000 workers across the world presents mixed

A season ticket at the Parc des Princes, home to Paris Saint-Germain, will set you back somewhere between £336 and £2,116, with individual tickets ranging from £25 to over £100, depending on how good your eyesight is. But this is a small price to pay in order to watch footballing luminaries like Edinson Cavani, Ángel di María and Dani Alves light up a league that has long been the sickly cousin of the European superpowers. Indeed, if you’re a PSG fan, this cost will be nothing compared to the phenomenal resurrection, started in 2011, of a European superpower that appeared to be in terminal decline. PSG are on the verge

If there was a buzzword from last summer then it was surely ‘burkini’. The media got its swimsuit in a twist over France’s decision to ban the Islamic garment from its beaches. Slow-witted Anglophone columnists – many of whom have a curious predilection for insulting the French – lapped it up and enthusiastically portrayed Islam as the victim of Gallic oppression. Those trusty custodians of liberal values, the Guardian and the New York Times, got particularly worked up, the former declaring in an editorial that ‘women’s right to dress as they feel comfortable and fitting should be defended against those coercing them into either covering or uncovering.’ The New York Times quoted Marwan Muhammad,