Insurance

Thursday

Josie Cox

My search for the perfect New York therapist ended badly

Before moving to New York City, I had a particular vision of what my life as a writer in this fabled land of opportunity would look like. I’d wear sleek, black turtlenecks and skinny jeans. I’d go to diners and eat bagels. I’d defy the caloric calculus and stay svelte. I’d write at my window like Carrie Bradshaw, getting paid at least $2.50 per word. I’d go to book parties and stroll through the West Village, occasionally bumping into a semi-famous friend. We’d spontaneously drink wine. Perhaps most importantly, I’d have an excellent therapist – someone who had many leather-bound books, a calm and reassuring presence that could effortlessly calibrate my mental state. He’d look a bit like Wallace Shawn or maybe Barbra Streisand.

Saturday

Chad Hagan

Stop the Medicaid ambulance grift

With Congress back in their districts for the August recess, GOP members will undoubtedly be bragging to their base about the Medicaid abuses they stopped by passing President Trump’s One Big Beautiful Bill. These reforms include enrollment reductions and new work requirements for enrollees. However, many Members are hoping that no one calls them out for failing to address an intergovernmental transfer grift. This little-known accounting trick has turned this basic entitlement program into a bloated scam that enriches public agencies while squeezing out private providers. In theory, many of the services Medicaid covers, such as emergency ambulance rides, officially known as Ground Emergency Medical Transport (GEMT), should be straightforward.

Ambulance

Thursday

Philip Womack

We’re all caught in the insurance trap

From our UK edition

In they pour, one after another, cheerily thudding on to the doormat: ‘Thank you for insuring with us again! Now, pay us more than you earn in a year!’ Yes, it’s insurance premium renewal time – and they’re shooting up once more. Insurance premiums have swollen unstoppably, expanding upwards for all the world like a batch of evil mushrooms. In our household, home insurance alone now comes in at the same size as a monthly mortgage payment. Whack on to this car insurance (necessary), pet insurance (necessary?) and health insurance (in this day and age, yes), and you’d have to be earning the annual equivalent of Andorra’s GDP. What are we even doing? Shoving quantities of moolah (already diminished by the taxman) out to insurance companies, on the off-chance of an accident?

Tuesday

Amber Duke

Sorry State Farm: we’re boycotting now

State Farm learned the hard way that you don't come for people's kids. A leaked email released by Consumers Research on Monday revealed that the insurance company planned to mobilize its agents to indoctrinate children as young as five into woke gender theory. State Farm agents in Florida were told by a "corporate responsibility analyst" that the company is partnering with the GenderCool Project, the goal of which is to "increase representation of LGBTQ+ books and support our communities in having challenging, important and empowering conversations with children 5+." The analyst, who helpfully put his pronouns in his email signature, asked for agents to donate LGBTQ books to local schools, libraries, and community centers.

state farm

Thursday

Melissa Kite

Insurance is like a toxic love affair

From our UK edition

‘Do you have any questions?’ said the man at the insurance company after an hour of me trying to take out a new car policy. ‘No. I wouldn’t know how to ask you a question about what has just gone on even if I wanted to,’ I replied, because insurance is now so complicated there is no way a person not employed in the underwriting industry can understand it. And that would not matter, except we do need to get our heads around it, because we have to change it every year. Insurance companies are good to you until they’re not, because insurance is like a toxic love affair. After a few years of one being nice to me, I got the inevitable punch in the face renewal quote and had to go on one of those price comparison websites they ought to call abused.com.

Saturday

Melissa Kite

As long as jokes remain legal I’ll keep on making them

From our UK edition

Mr Benn has been in touch because he wants a right of reply to an article I wrote about my horse insurance. Yes, I am aware that sentence makes no sense, but this is the world we live in. You may remember I was surprised to receive my insurance documents for Darcy the thoroughbred with a covering letter from the 1970s children’s TV character. For reasons I could not make out, my insurers had gone from being a reassuringly serious-looking outfit called Equine and Livestock to being called the Insurance Emporium in big loopy letters with a logo that was a bowler-hatted, waving Mr Benn. All things considered, the incongruity seemed fair game. So I cracked a few jokes about it in the pursuit of happiness.