A retirement roadmap
From our UK edition
Planning in your thirties and forties Retirement may seem like a lifetime away, but the earlier you can start paying into a pension, the better. Get into the habit of paying into your pension and get to grips with the basics of planning for retirement. If a company employs you, they are legally obliged to pay into a pension for you, and you’ll also have to pay in a set amount too. The government tops up these payments. An Isa can be a tax-efficient way of saving for the future. In particular, stocks and shares Isas can be a powerful way to supplement your pension pot, offering the potential for higher returns over time, without having to pay tax on the growth.
