Spectator Money

Best Buys: Easy access savings accounts | 7 August 2018

From our UK edition

Finding a savings account that allows you to collect any interest at all – while still having access to your cash when you want it – can be tricky. There are some options out there, though. Here are the best Easy Access savings accounts on the market at the moment, from data supplied by moneyfacts.co.uk.

Best Buys: Notice savings accounts

From our UK edition

Notice accounts require you to give advance notice of any plans to withdraw money – but at the same time, they may sometimes give better rates. Here are the best options on the market right now, from data provided by moneyfacts.co.uk.

Best Buys: Credit cards for use abroad

From our UK edition

If you're going abroad for your summer holidays, you want to make sure that your credit card gives you the best exchange rates, as well as the smallest possible withdrawal fees. Here are some of the best cards on the market at the moment, from data supplied by moneyfacts.co.uk.

Defence of the realm

From our UK edition

The Defence Select Committee called for the defence budget to be raised by £17 billion a year, from just over 2 per cent of GDP to 3 per cent. Some £35.3 billion was spent on defence in 2016/17. How much was allocated to particular operations?

Best Buys: Five-year fixed rate mortgages

From our UK edition

If you’re on the hunt for a mortgage, a fixed rate one will ensure that your repayments stay the same. Here are some of the best rates available for five-year fixed rate mortgages on the market at the moment, according to data supplied by moneyfacts.co.uk.

Best Buys: Remortgage rates | 12 June 2018

From our UK edition

Remortgaging your home can be an excellent way of saving huge sums of money, or of releasing capital which might be needed elsewhere. Here are some of the best remortgaging rates available right now, from data supplied by moneyfacts.co.uk.

What have been the most expensive public inquiries in recent times?

From our UK edition

The inquiry into the Grenfell Tower fire could last years. What have been the most expensive public inquiries in recent times? Bloody Sunday £191.5m, 12.5 years Rosemary Nelson (N Ireland) £46.5m, 6.5 years Robert Hamill (also NI) £33m, 7 years Billy Wright (also NI) £30.5m, 6 years Harold Shipman Inquiry £21m, 4 years Chilcott Inquiry £13m, 8 years Leveson Inquiry £5.

Is money an appropriate wedding present?

From our UK edition

Dear Mary: I have been invited to the wedding of a distant relative through marriage, to her long-term partner. I did not expect to be invited, therefore would like to show my gratitude. However, there is no wedding list and they have specified on the invitation that the only gift they wish to receive is money. I find this to be slightly vulgar and frankly, given that they already own their home and are from relatively wealthy families, rather brass-necked. I do not wish to give cash in an envelope — à la Goodfellas — but would still like to get them something. What do you suggest? —C.S., Leicestershire A. Why not compromise with some pretty little bars of gold bullion?

Best Buys: One-year fixed rate bonds | 15 May 2018

From our UK edition

If you’ve got a chunk of money that you don’t mind having locked away for a set amount of time, fixed rate bonds can often give a better rate of return than most accounts. Here are this week’s picks of the best one year fixed rate bonds on the market at the moment, from data supplied by moneyfacts.co.uk.

Best Buys: Five year and over fixed-rate mortgages | 8 May 2018

From our UK edition

Fixing your mortgage repayments for five years means you can be sure of the repayment costs, and they won't budge an inch. It makes budgeting easy – but it does mean you are stuck in this plan for five years, no matter what happens to interest rates around you! Here are the best five year fixed-rate mortgages on the market at the moment, according to data supplied by moneyfacts.co.uk.

Best Buys: Easy access accounts without a bonus

From our UK edition

Finding a savings account that allows you to collect any interest at all, while still having access to your cash when you want it, can be tricky. There are some options out there, though. Here are the best Easy Access savings accounts on the market at the moment, from data supplied by moneyfacts.co.uk.

No wonder millennials are worried about never owning a home

From our UK edition

The Resolution Foundation suggested that a third of Britons born between 1980 and 1996 will never own their own home. Which European countries have the highest and lowest rates of homeownership? Highest Romania 96.2% Slovakia 90.3% Lithuania 89.9% Croatia 89.7% Hungary 88.2%   Lowest Switzerland 44.5% Germany 52.5% Turkey 61.1% Denmark 63.3% UK 64.