Mark Piggott

10 years on from the credit crunch, Lloyds is again forcing customers into deeper debt

From our UK edition

I’ve been a customer of Lloyds Bank for over 30 years, and as in any long-term relationship there have been ups and downs. Nevertheless I have always stuck with the black horse; partly because I can’t be bothered to go through the rigmarole of opening another account, but mostly because I’m usually in debt to Lloyds and can’t afford to buy myself out. However, I’ve now been given a major incentive to finally get a divorce – because since 2 November, my bank charges have shot up by 500 per cent without warning. Up to the end of October, as with most banks, Lloyds charged a monthly fee for being overdrawn – typically a £6 standing fee and around the same in interest.

Netflix was wrong to fire Kevin Spacey

From our UK edition

Being, as ever, years late to the party, my wife and I were only midway through season one of House of Cards when news emerged that star Kevin Spacey might or might not have drunkenly groped then-14-year-old actor Anthony Rapp in 1986. This presented us with a dilemma: continue to watch and marvel at Spacey’s bravura to-the-house performance, and possibly legitimise what he might have done (he now claims to be too drunk to remember) or consign the show to the e-recycle bin and watch Strictly instead? We didn’t have to think for too long. Possibly because we aren’t the parents of Anthony Rapp, and possibly because Strictly just isn’t the same without Bruce. We are now midway through season two – no spoilers, please.

Why do employers think they can treat potential employees so appallingly?

From our UK edition

As a freelance journalist, when my main employer of four years called to say they were dispensing with my services without any prior warning, I was shocked but exhilarated. With my skills, I reasoned, it wouldn't be long before I found a far more attractive job with better conditions and perhaps even holiday and perhaps even sick pay. Luckily our summer holiday in the US was all paid for; with money I'd put aside, I estimated I wouldn't need to work full-time until September. As there was no particular rush, I spent a couple of weeks firing off CVs, not particularly expecting much of a response, but more to test the water.

The nightmare of school holidays

From our UK edition

The decision by the Supreme Court to find against parent Jon Platt in his battle with his local education authority is both outrageous and debatable. Mr Platt took his daughter on holiday for a week during the school term in 2015 and was arbitrarily fined by Isle of Wight council for doing so. Platt successfully fought the verdict in the high court, yet for reasons best known to themselves, the council decided to take it to a higher authority. Where next, if they had been unsuccessful, one wonders. The European Court of Human Rights? God? As a parent also fined for removing my children during term I know how Mr Platt feels, even if I didn't have the time, money or courage to fight our case.

Freedom is our best weapon against Isis

From our UK edition

Of all the guff churned out about Isis, the refrain that we are engaged in a 'clash of civilisations' and 'battle of ideas' is uniquely moronic. Isis doesn't want civilisation. As for a battle of ideas - what ideas? Isis doesn't have any, unless you count an apocalyptic fight to the death in Dabiq or Rome. We are reliably informed that Isis includes some very intelligent people who spend years planning terror attacks. Yet it took the, ahem, 'conflicted' Mohamed Bouhlel - that brave warrior who defecated on his own daughter's bed - months to plan his terror attack, which consisted solely of getting in a lorry and putting his foot down. Has any moment more succinctly captured the utter hatred of these brainwashed idiots than the moment Bouhlel's truck accelerated into the crowd?

Why the generation gap is a myth

From our UK edition

When asked to fill in my nationality - and when the option's available - I always specify 'English'. Partly because I don't have an ounce of Scottish or Welsh blood, but mostly because the very name 'United Kingdom' has lost all meaning. We are disunited. Brexit v Remain, North v South, Corbyn v Everyone. And - we are informed by those in the know - Old v Young. The Brexit vote appeared to confirm what moaning millennials have long believed: that the baby boomers had it all and squandered it on themselves, leaving the young to fight to the death for a ratty bedsit in Walthamstow. How dare the wrinklies vote to leave the EU when they'll all be dead soon?

The era of political labels has ended

From our UK edition

I loathe labels but used to be described - indeed described myself - as a socialist. Perhaps as a result of having been conceived at a conference of sex-pest Gerry Healy's Socialist Labour League (SLL) in Morecambe, then christened (or rather, named - my family are atheist) Mark after Marx, I never had much doubt about which side I hung. My father's family were working class, Methodist, union-organising, tenant association-running, pro-Suffragette, anti-bomb. Many of my happiest childhood memories were being taken on marches against nukes, apartheid and vivisection. Even now my father struggles with the concept that not all Conservatives are fundamentally evil. My mother's family were more extreme: my nan was an Irish Republican, and even now my mum's father remains a Stalinist.

Brexit regrets? Yes – I wish I’d voted leave

From our UK edition

I woke up on 24 June with a sense of impending doom. It was no doubt linked to the fact that after voting the day before, I had undergone an operation and so was waking up in a hospital bed. It wasn't helped by the fact that I was also waking up to the news that Britain had voted to leave the EU. It soon became clear that I wasn’t the only Briton who'd been badly bruised by the events of that historic day. On the airwaves and social media, angry Remainers were voicing their shock at what had just happened. More surprisingly, repentant sinners were beginning to beg for forgiveness: they’d voted Leave, not realising their votes counted, and wanted to change their minds.