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Ask the expert: Rachel Fowler, Financial Planner at Charles Stanley, answers your questions

Inflation may be falling, but 2023 looks set to be another difficult year for the British economy. The Spectator's economics editor Kate Andrews sat down recently with Charlotte Lambeth, director of private clients at Charles Stanley Wealth Managers, and The Spectator's business editor Martin Vander Weyer, for a special virtual event on Spectator TV. They discussed how in yet another year of high inflation, low growth and general economic turbulence, you can take control of your wealth and preserve it for the next generation. Following on from that discussion, Rachel Fowler, financial planner with Charles Stanley, answers some of your questions. How much should I keep in cash?

Follow Michael Portillo and experience Switzerland’s best railway experiences

Since the advent of the modern railways, the majestic landscapes of Switzerland have been home to some of Europe’s most stirring train journeys. This reputation continues today as modern luxury combines with age-old wonders to provide millions of passengers with an unforgettable premium railway experience. Of the many rail journeys that cross Switzerland, the eastern canton of Graubünden is home to two of the best known and most loved: the Glacier Express and the Bernina Express. As jewels in the Alpine crown, these routes are celebrated the world over for their ability to astonish even the most seasoned of travellers. https://www.youtube.com/watch?

Advertising feature: Preparing our children for a world that has not yet been imagined

It is our belief at Tadpoles Nursery School that if we want the world to change, we must begin with the teaching of the very young. Our early years are the moment when our minds are the most open and the most receptive; when we see the world around us with wonder and without judgement and when we are able to ask questions without fear or embarrassment. Equal Thinking, Ecology and Climate Change, Care and Kindness within our communities — the list goes on — can only be pursued if we educate our children from the very beginning, giving them the imagination, tools and skills at an early age. Allowing them to explore paths not yet taken and ideas without judgment.

Add Sake to Taste – perfect seafood and sake pairings in London

As JFOODO’s ‘Add Sake to Taste’ campaign continues, we want you to continue to enjoy the perfect combination of sake and seafood. London is known for some of the best restaurants in the world and we have paired up with 20 of them for your enjoyment. Each restaurant has created a specific dish that matches with a specific sake to open your palate to umami. Some of these restaurants will continue to serve sake after the campaign. By the time you’ve visited each site, you’ll be an honorary sake ninja and an ambassador to everyone you know. Sake is sophisticated, unobtrusive, delicious and fun. Visit https://sake-jfoodo.jetro.go.jp/uk/taste/index.html to learn more about the restaurants, seafood and sake pairings.

Add Sake to Taste – discover seafood and sake pairings in London

JFOODO has brought together the most sought-after Japanese sake varieties with London’s top restaurants to create food pairings to enhance and delight your palate. The campaign is designed to introduce, educate and make London fall in love with sake. We will be focusing on the harmony of sake and seafood, one of the best pairings that enhances the umami, which translates in Japanese as the ‘essence of deliciousness’. This campaign will run until 18 March, giving you the next few weeks to explore the world of sake with some of the best restaurants in London. This melting pot of British, Japanese, French and, well, any cuisine you can imagine helps us explore new ways of experiencing your food.

Add sake to taste

Seafood has been at the centre of the Japanese diet for more than 10,000 years, with the Japanese consuming an amount that’s more than triple the world average. But it’s not just about food — sake is also an integral part of this seafood culture. Japan’s national alcoholic drink has a 2,500-year history, but its quality, style and variety have evolved to give a marvellous selection of perfectly balanced options. Sake as umami enhancer One of the unique characteristics of sake is its rich umami, which translates as ‘essence of deliciousness’. Sake contains amino acids such as glutamic acid that give a mellow, mouth-coating sensation, helping to enhance other flavours.

After the pandemic: how we can rebuild ourselves – and the world

For many, 2020 will be remembered as a year of momentous change. But what will become of its successor? Rather than the quiet return to normality, could it be that 2021 actually registers as something altogether more profound? That’s the hope of Zulma Reyo, an educator and the writer of the book Inner Alchemy: The Path of Mastery. Her work focuses on fundamental questions of purpose, consciousness and self-transformation. Questions which, for many people, will take on a new resonance after the pandemic. Born in New York to Puerto Rican parents, Zulma has spent 40 years living, studying and teaching across Europe, Asia and South America. During this time, she has immersed herself in diverse philosophical traditions, from western, eastern and esoteric schools.

Jersey’s Value to Africa

Behind Asia, sub-Saharan Africa has become one of the world’s fastest growing regions. With growth rates of 5.1 per cent in Ghana and 6.2 per cent in Nigeria in the third quarter of last year, some countries on the continent are eclipsing the opportunities on offer in other emerging markets. Despite this, Africa has only been a minor recipient of foreign investment. A recent report commissioned by Jersey Finance, ‘Jersey’s Value to Africa’, showed that the stock of inward foreign direct investment in Africa was US$687 billion in 2013, almost a quarter less than in Latin America and the Caribbean, and only 2.7 per cent of the world‘s total. However, there are signs that this could be changing.

175 years of watchmaking expertise

A watch isn’t necessarily something that you think of as being a feat of engineering. But there is far more to a watch than meets the eye. Underneath its face, a vastly complicated machine is silently chugging away. In that way, Patek Philippe are very similar to their products; a simple Swiss brand on the surface, but with a rather more complicated back-story. The watchmakers appear, on initial inspection, to be a resolutely Swiss brand. They certainly sound it. But there is far more to the watchmaker’s origins. Antoni PatekIn the early 1830s a Polish soldier named Antoni Patek arrived in Geneva, two years after leading an evacuation from Poland following a failed uprising against the Russian forces who, at that time, were occupying the country.